How We Work
Free Debt Consultation. Our process begins with a consultation with one of our experienced debt advisors. We will learn about your unique situation, discuss your budget, and go over possible options for managing your debt. We will also go over the pros and cons of each available debt management option, because we are only interested in directing you into a program that is an appropriate solution for your individual circumstances. We have one of the highest consumer ratings in the industry because we truly provide counseling and information to our clients so that they are prepared to make an informed choice about their financial future.
Creditor Account Evaluation. After we have a clear understanding of your situation, the next step is to provide us with information or statements for your creditor accounts so that we can evaluate each account for consideration, and provide you with a written proposal for a debt relief plan. This way you can see everything we have spoken about in writing, complete with a full breakdown of all payments and fees. You will be able to visualize your exact path and time-line for getting out of debt.
Enrollment. Once you have reviewed your enrollment packet and we have answered all your questions, you will complete the enrollment process. You will be provided with your unique login for your online account access, as well as a welcome call from customer service. You will be welcomed into the program and provided with additional information to help you along your path to debt freedom.
Ongoing Support. You can contact customer service anytime during business hours, or go online into your account management 24/7 to stay aprised of your account status. Communicating with customer service is easy and they are always willing to take your call to assist you in any way.
For more information or to get started, complete our brief request form to contact us. One of our debt advisors will contact you to discuss your options for getting out of debt today.
There is no cost or obligation for a consultation with one of our experienced debt advisors.
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| Our Program | Debt Consolidation Loan | Credit Counseling | Minimum Payments |
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| Total Unsecured Debt | $30,000 | $30,000 | $30,000 | $30,000 |
| Months To Pay Off | 46 | 60 | 60 | 433 |
| Interest Paid | None | 12% | Variable | 18.99% |
| Monthly Payment | $498 | $667 | $855 | $900 |
| Total Est. Cost | $22,950 | $40,040 | $51,300 | $80,619 |
* The above numbers are an example of past performance and are not intended to be a guarantee of any future settlement results.
